1. STOP the damages to your home or business to prevent further damage. If applicable, call a licensed plumber or roofer to perform emergency and/or temporary repairs. Save all your receipts.
2. Then, call a licensed public adjuster to manage your claim. A public adjuster can file the claim with your insurance company and represent you through the entire process.
a. One of the most critical parts of an insurance claim is the beginning. Your policy has specific provisions that need to be met to extend coverage. Mistakes can cause your claim to be DENIED.
b. Initial claim preparation and documentation is essential to ensure proper coverage and maximum settlement.
c. Every claim is different and should be handled accordingly. The best results come when an experienced professional represents you and works for your interest.